CAMICO is a CPA-owned and directed company that provides CPAs with insurance, and practice and risk management services that address their evolving needs.



5 Pillars Of The CAMICO Culture

Service

Service

We are a team that is committed to supporting each other with a positive attitude.

Passion

Passion

We embrace our responsibility to strive for excellence with determination, courage, and pride.



Fun

Fun

We encourage employees to step out of their silos, engage, and mingle with other departments in an enjoyable setting.

Respect

Respect

CAMICO supports a culture where all employees maintain and demonstrate mutual respect for the value and contributions of their peers.



Communication

Communication

Transparent internal communication establishes a mutual understanding between all employees so that our individual objectives are aligned with our company goals.



Why Work at CAMICO



Open Opportunities at CAMICO


Job Title: Loss Prevention Specialist I
Department: Loss Prevention
SUMMARY:
The Loss Prevention Specialist I will provide risk management support to policyholders primarily through the Loss Prevention Hotline and e-mail. This position will work closely with and provide support to other CAMICO departments including, but not limited to, Marketing/Communications, Claims, and Underwriting. The Loss Prevention Specialist will assist with the development and implementation of Loss Prevention educational programs; identify and develop proactive risk management tools; build and support external resources; and write and contribute to articles for CAMICO’s newsletter and other publications. Counseling policyholders in a variety of practice and risk management areas will require the individual to (a) have passed the Uniform Certified Public Accountant Examination and to have practiced in public accounting for a minimum of two (2) years or (b) have practiced in public accounting for three (3) years.

This position has high exposure to CAMICO's policyholders, agents and external resources and some travel is required. Must have the ability to succeed in a fast-paced environment.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

• Provide risk management advice in response to inquiries received by phone and email.
• Stay current with national and regional trends impacting public accounting and formulate suitable responses to related risk management implications.
• Assist with the delivery of presentations on risk management and other topics of interest to CPAs in public practice.
• Participate in the development, implementation, and quality control review of risk management training programs for policyholders and agents.
• Consult as needed with other CAMICO Departments and CAMICO agents.
• Assist with projects as assigned.


SUPERVISORY RESPONSIBILITIES:
This job has no supervisory responsibilities.

COMPETENCIES:

This position requires demonstrated skill and ability in the following competencies:
• Action Oriented
• Customer (Policyholder) Focus
• Integrity and Trust
• Interpersonal Savvy
• Good Communication Skills
        o Listening
        o Oral Communication
        o Written Communication
• Highly Organized
• Quick Learner
• Good Time Management Skills
• Self-Starter - Able to Work Independently


QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Individual must be flexible and maintain composure in difficult situations and must work well as part of a team.

EDUCATION and/or EXPERIENCE:
Bachelor's degree (B.A. or B.S.) from four-year college or university. Certified Public Accountant or has passed the CPA exam and who has practiced in public accounting for a minimum of two (2) years or other equivalent experience or an individual who has practiced in public accounting for three (3) years.

LANGUAGE SKILLS:
Strong communication and organization skills and excellent analytical skills are required. Ability to read, analyze, and interpret professional literature including, but not limited to, regulatory/professional standards and other professional guidance. Ability to write risk management articles, reports, business correspondence, and other documents as required. Presentation skills are also strongly recommended.

MATHEMATICAL SKILLS:
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions and percentages.

REASONING ABILITY:
Ability to demonstrate sound judgment (i.e.: recognize and define issues, collect data, identify facts, and draw valid conclusions). Ability to apply common sense understanding to carry out instructions furnished in written, oral, and diagram form. Ability to deal with problems involving several concrete variables in standardized situations.

DESIRABLE SUPPLEMENTAL EXPERIENCE/CREDENTIALS
Additional credentials and/or experience that would be beneficial include those related to fraud or forensics (e.g., CFE or CFF), information technology (CITP), financial planning (“PFS”), valuation (e.g., ABV or CVA), cybersecurity, servicing cannabis clients, and having performed Service Organization Control (“SOC”) engagements.

CERTIFICATES, LICENSES, REGISTRATIONS:
A CPA certification is preferred.
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk and listen. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 40 pounds. Specific vision abilities required by this job include close vision, peripheral vision, and depth perception. Anticipated travel requirements limited to 10%.

WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Apply for Loss Prevention Specialist I and II using the link below:
https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=84713763-8e66-4e68-ab74-e29ced8a76eb&ccId=19000101_000001&jobId=415557&lang=en_US&source=CC4


Job Title: Senior Underwriter
Department: Underwriting
Reports To: Underwriting Manager
SUMMARY: CAMICO's Senior Underwriter is responsible for :
1) Evaluation, acceptance or declination of new or renewal business.
2) If accepted, determination of pricing and terms.
3) Evaluation and response to endorsement requests.
4) Assists policyholders/agents with their questions regarding coverage issues.

All performed while under minimal direction/supervision and in adherence to CAMICO’s underwriting guidelines, underwriting authority guidelines, service standards and company and department goals.
An Underwriter handles all the tasks associated with an assigned book of business.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

UNDERWRITING
Exercise sound judgment and decision-making ability in analyzing insurance applications and endorsements for accountant’s professional liability, employment practices liability and other coverages underwritten by CAMICO. Use external resources, such as the firm’s website, to investigate what the firm is representing to the public it is doing. Investigate other resources such as Audit Analytics, Edgar, Bankrate etc. to help develop a clear understanding of securities and financial institution exposures for your own files. Seek assistance from other Departments and CAMICO Underwriters, Senior Underwriters, Underwriting Managers or Senior Team Members on risks that fall outside of your underwriting authority.

COMMUNICATIONS
Cultivate thorough knowledge of CAMICO lines of insurance and related questions from phone and correspondence (including e-mail) inquiries. Provide excellent and courteous customer service through telephone conversations and through e-mails and correspondence. Document the file through underwriting notes and notes of important conversations and transactions in our system. Be able to operate in a paperless environment.

CLAIMS ANALYSIS
Analyze claims data for accounts within your territory. Make recommendations to improve firm loss experience or advise Underwriting Manager if analysis reveals that is not possible.

FIRM/AGENCY VISITS
When department workloads permits and at direction of Underwriting Manager, participate in Loss Prevention seminars and presentations, firm visits and agency calls

PROJECTS
Leads and assists in projects designed to improve personal and departmental performance. Willingness to work with IT Department on testing.

SALES
Keep up-to-date on market intelligence and insurance competition activities to be able to respond appropriately and relay this information to the department. Respond timely to our direct sales or agency personnel within customer service standards. Assist in the obtaining of new accounts and the renewing of current business.

ACCOUNTABILITIES
Adhere to established departmental service standards and report to the Underwriting Manager, upon request, the status of work in progress and work completed with action plans.

COMPETENCIES:
The competencies expected of an Underwriter are as follows: Policyholder Focus
Is dedicated to meeting the expectations and requirements of the policyholders. Attains first-hand policyholder information and uses it for improvements in products and services; acts with policyholder in mind; establishes and maintains effective relationships with policyholders and gains their trust and respect.

Ethics and Values
Adheres to an appropriate (for the setting) and effective set of core values and beliefs during both good and bad times; acts in line with those values; rewards the right values and disapproves of others; practices what he/she preaches.

Integrity and Trust
Is widely trusted; is seen as a direct, truthful individual; can present the unvarnished truth in an appropriate and helpful manner; keeps confidences; admits mistakes; doesn’t misrepresent him/herself for personal gain.

Decision Quality
Makes good decisions (without considering how much time it takes) based upon a mixture of analysis, wisdom, experience, and judgment; most of his/her solutions and suggestions turn out to be correct and accurate when judged over time; sought out by others for advice and solutions.

Problem Solving
Uses rigorous logic and methods to solve difficult problems with effective solutions; probes all fruitful sources for answers; can see hidden problems; is excellent at honest analysis; looks beyond the obvious and doesn’t stop at first answers.

Negotiating
Can negotiate skillfully in tough situations with both internal and external groups; can settle differences with minimum noise; can win concessions without damaging relationships; can be both direct and forceful as well as diplomatic; gains trust quickly of other parties to the negotiations; has a good sense of timing.

Analytical Thinking
Approaches a situation or problem by defining the problem or issue; determining its significance; collecting data; using appropriate tools to disclose meaningful patterns in the data; making inferences about the meaning of the data; and using logic and intuition to arrive at conclusions or decisions.

Flexibility
Achieves desired results in the midst of major changes in responsibilities, work processes, timeframes, performance expectations, or work environment. Re-evaluates decisions when presented with new information. Able to apply underwriting guidelines to a wide variety of situations appropriately. Is adaptable at applying individual underwriting authority to meet the circumstances at hand. Readily integrates changes midstream into work processes and outputs. Is able to see the merits of perspectives other than his or her own.

Listening
Practices attentive and active listening; has the patience to hear people out; can accurately restate the opinion of others even when he/she disagrees.

Written Communications
Is able to write clearly and succinctly in a variety of communication settings and styles; can get messages across that have the desired effect.

SUPERVISORY RESPONSIBILITIES:
Duties include providing direction to Underwriting Assistants, Junior Underwriters as well as Underwriters. QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE:
A bachelor’s degree is preferred but will consider candidates working on their degree or willing to continue their general or insurance specific education. Work towards insurance designations highly encouraged. In lieu of degrees, insurance specific job experience will be considered.
Prefer a minimum of two years in the area of professional liability insurance. More extensive insurance or other work experience may be considered in lieu of specific professional liability insurance experience.

TECHNICAL SKILLS and ABILITIES:
* Mathematical aptitude-- Ability to calculate figures and amounts including policy premium, discounts, interest, commissions, proportions and percentages.
* Computer experience with proficiency in Word and Excel preferred.

CERTIFICATES, LICENSES, REGISTRATIONS:
Must be either currently licensed as a California Fire and Casualty Broker-Agent or willing to take the pre-licensing class and take and pass the exam within a specified time period. Complete required CPE to maintain the California Fire and Casualty Broker-Agent license.

PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; and talk and hear. The employee is occasionally required to stand and walk.
The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, peripheral vision, and ability to adjust focus.
Employees in this position are occasionally required to travel by car and/or airplane on business related matters.

* Telephoning - transmitting as well as receiving
* Use of Personal Computer for extended period of time
* Nonsmoking area
* Professional appearance
* Writing and typing abilities
* Ability to use office machines – e.g. copy machines, printers
* Use of public transportation (rental car, bus, taxi, airplane, and train)

WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.

Underwriter Authority:
Per individual authority letter from Underwriting Manager.


JOIN OUR TALENT COMMUNITY - If you don't find what you're interested in when reviewing our open positions, please submit your resume with a brief cover letter to RESUME@CAMICO.COM