(Currently only available for California State Society Members) Personal Umbrella provides additional liability coverage for claims that exceed, or may not be covered under, the limits of your primary insurance policy. Designed to protect you from major claims and lawsuits, Personal Umbrella takes effect when the limits of your other policies have been exhausted. Having that extra layer of liability protection is essential to securing your assets, lifestyle, and future.

Features and Highlights

  • $1M of uninsured/underinsured motorists coverage standard
  • Broader definition of who is an injured
  • $25K Excess Identity Theft coverage included
  • Domestic partner coverage included
  • Coverage included for serving as a Director or Officer of any not-for-profit organization
  • Second homes covered at no additional charge


  • Coverage can be written on an individual basis or for a firm of 5 or more professionals


  • Up to $10 million